Software Development · head to head
Cursor vs Windsurf
The short version
- Each has a real cost: Cursor cannot work fully offline; AI features require internet connection; Windsurf recently rebranded to Devin Desktop, creating product identity confusion
- They diverge on capability: Cursor covers AI code completion, Windsurf covers Cascade AI agent.
Where they differ
Only the attributes on which Cursor and Windsurf actually diverge.
Identical on both: starting price (Free), pricing model (Unknown), free tier (Yes), user rating (Not yet rated), category (Software Development).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Cursor
- AI code completion
- Natural language editing
- Codebase chat
- Multi-file editing
- Code generation
- Bug fixing assistance
- Refactoring suggestions
- AI pair programming
Only in Windsurf
- Cascade AI agent
- Agentic programming
- Context-aware assistance
- Automated command execution
- Multi-file understanding
- Intelligent code generation
- Real-time debugging
- Integrated terminal
Both cover
- Git
- GitHub
- Claude 3.5 Sonnet
- Data encryption
- Privacy controls
- Desktop deployment
What people use each for
The jobs each tool is most often brought in to do.
Cursor
- AI-assisted coding
- Code generationnot Windsurf
- Bug fixingnot Windsurf
- Refactoringnot Windsurf
- Learning new codebases
- Rapid prototypingnot Windsurf
Windsurf
- Agentic developmentnot Cursor
- AI-assisted coding
- Complex project managementnot Cursor
- Automated coding tasksnot Cursor
- Learning new codebases
Both are used for ai-assisted coding, learning new codebases, on those jobs the choice comes down to price and fit rather than capability.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Cursor
- Cannot work fully offline; AI features require internet connection
- Local models require requests to route through Cursor's backend, not true localhost support
- Free tier capped at 2,000 completions per month
- Codebase indexing uploads code chunks to compute embeddings, with file caching handled server-side
Windsurf
- Recently rebranded to Devin Desktop, creating product identity confusion
- Cascade agent reached end-of-life on July 1, 2026, requiring migration to Devin Local
- Free tier quota runs out quickly for active developers, within a couple days of coding
- Pricing increased significantly in March 2026 overhaul, moving from credit-based to daily/weekly quotas
- OpenAI acquisition raises concerns about long-term product direction diverging from Codeium's vision
Pricing, plan by plan
Cursor
Free- HobbyFree
- 2,000 completions/month
- 50 slow premium requests
- Basic autocomplete
- Pro$20/month
- Unlimited completions
- 500 fast premium requests
- Composer multi-file editor
- Pro+$60/month
- 3x Pro limits on Agent requests
- Priority feature access
- Teams Standard$40/user/month
- All Individual Pro features
- Centralized billing
- SAML/OIDC SSO
Windsurf
Free- FreeFree
- Light daily and weekly quotas
- Unlimited tab autocomplete
- Access to Cascade AI agent
- Pro$20/month
- Standard quotas
- Windsurf proprietary SWE model
- Cloud sessions for background work
- Max$200/month
- Heavy daily quotas
- Long agent sessions
- Frontier third-party models
- Teams$40/month-per-user
- All Pro features
- Centralized billing
- Usage analytics
Which should you pick?
Choose Cursor if
- You need ai code completion.
- You want to start without paying.
- You work on Windows, Macos, Linux.
- You also want natural language editing.
Choose Windsurf if
- You need cascade ai agent.
- You want to start without paying.
- You work on macOS, Linux, Windows.
- You also want agentic programming.
Questions people ask
- Is Cursor or Windsurf better?
- Neither clearly leads. Cursor starts at Free and Windsurf at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Cursor or Windsurf?
- Cursor starts at Free and Windsurf at Free.
- Does Cursor or Windsurf run on more platforms?
- Cursor runs on Windows, Macos, Linux. Windsurf runs on macOS, Linux, Windows.
- Can I use Cursor for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Cursor best used for?
- Cursor is most often used for ai-assisted coding, code generation, bug fixing, refactoring. Of those, code generation and bug fixing are not what Windsurf is typically brought in for.
- What can Cursor do that Windsurf cannot?
- Cursor covers AI code completion, Natural language editing, Codebase chat, Multi-file editing. Windsurf covers Cascade AI agent, Agentic programming, Context-aware assistance, Automated command execution. Both handle Git, GitHub, Claude 3.5 Sonnet, Data encryption.
Answered from the vendors’ own pages
Cursor: What's included in Cursor's free tier and what are its limits?
The free Hobby plan provides 2,000 completions per month and 50 slow premium requests, with access to basic autocomplete features. Codebase-wide indexing and the Composer multi-file editor are not available on the free plan.
SourceWindsurf: Does Windsurf support MCP (Model Context Protocol) integrations?
Yes. Windsurf supports MCP with integrations for 21 third-party tools for extending functionality and connecting to external systems.
SourceCursor: Does Cursor require an internet connection to edit code?
While Cursor can open and edit files locally, its AI features including autocomplete, chat, agents, and codebase-aware reasoning require internet access to cloud-hosted models.
SourceWindsurf: What is Windsurf's current status as of 2026?
Windsurf rebranded to Devin Desktop in June 2026 and is backed by OpenAI after its 2025 acquisition. Cascade reached end-of-life on July 1, 2026, with Devin Local as the Rust-rewritten successor.
SourceCursor: Can I use Cursor with local models running on my machine?
Cursor can integrate with local models, but requests still route through Cursor's backend for prompt building. True localhost mode without external endpoints is not supported. The paid plan ($20+/month) is required to use local models.
SourceCursor: What privacy controls does Cursor offer?
Cursor offers Privacy Mode (enabled on paid Team plans) which prevents customer data from being used for model training, with zero data retention agreements with all AI providers. When disabled, Cursor may use codebase data to improve features.
SourceCursor: What are the differences between Pro and Pro+ plans?
Pro ($20/month) includes unlimited completions and 500 fast premium requests, while Pro+ ($60/month) provides 3x those request limits, priority feature access, and extended Agent capabilities.
SourceCursor: Does Cursor support SSO and on which plan?
SSO with SAML/OIDC is included on Teams Standard ($40/user/month) and higher plans, with full team administration and audit logs.
SourceRelated pages
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